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随着时代的发展,世界范围内的互联网技术进入成熟阶段,我们已经进入了互联网时代,互联网在生产和生活中均有着重要的影响,并发挥着不可忽视的作用,“互联网+”已经成为时代发展的主流趋势,也是各行业、各领域繁荣发展的必然路径。互联网金融在快速发展,但是,在发展过程中,切实存在诸多问题,如立法滞后、网络欺诈频现,监管不到位,缺乏监管体系等等问题,导致我国的互联网金融发展落后与世界先进水平。因此,笔者立足互联网金融工作实践,对互联网金融监管的现状以及互联网体系的构建展开探究,以期能够促进我国互联网金融监管的发展。
With the development of the times, the Internet technology in the world has entered a mature stage. We have entered the Internet age, and the Internet has an important influence on production and life and plays an important role that can not be ignored. “Internet + ” Become the mainstream trend of the development of the times, but also the inevitable path for the prosperity and development of all industries and fields. Internet finance is developing rapidly. However, many problems exist in the course of its development, such as the lag of legislation, the frequent occurrence of cyber fraud, the inadequate regulation and the lack of a regulatory system. As a result, the development of Internet finance in our country lags behind the world advanced level. Therefore, based on the practice of internet finance, the author explores the status quo of Internet financial regulation and the construction of Internet system in order to promote the development of Internet financial regulation in our country.