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20世纪90年代起,我国开始试行环境污染责任保险,经历了从任意性环境责任保险到强制环境责任保险的过程,虽取得了一定成效但一直没有显著突破。在当前各地环境责任保险试点如火如荼的表象下应当看到,由于我相关法律法规不完善和环境规制力度偏弱,企业投保动力不足成为了阻碍各地环境责任保险推行的工作难点。在我国各项相关制度设计和法律规范尚未到位之时,环境责任保险的可持续发展迫切需要完善基础立法保障和激励措施,调动起企业投保积极性,有步骤、有重点地推动环境污染责任保险制度的建立。
Since the 1990s, our country started the trial of environmental pollution liability insurance, went through the process from the random environmental liability insurance to the compulsory environmental liability insurance. Although it has achieved some success, it has not made any significant breakthrough. Under the current environment-friendly insurance pilot projects in full swing, it should be noted that due to the imperfect laws and regulations and the weak environmental regulation, the lack of motivation for insurance companies has become a hurdle in hindering the implementation of environmental liability insurance in various places. At the time when the relevant system design and legal norms in our country are not yet in place, the sustainable development of environmental liability insurance urgently needs to improve the basic legislative guarantee and incentive measures, mobilize the enthusiasm of enterprises to insure insurance, and step by step to promote the environmental pollution liability insurance system The establishment of.