储蓄,工薪层的“根据地” 据统计,我国居民储蓄总额已达6万亿元,虽然经过了7次降息及征收利息的大降温,但是对广大工薪阶层来说,储蓄仍然是首选投资项目。 教育储蓄是中国工商银行独家开办的一种新型储蓄种类,具有利率高、免收利息税以及可优先获得高等教育助学贷款等优惠;对于工薪族来说,教育储蓄是为子女就学的最好投资方式之一。 According to statistics, the total savings of residents in China have reached 6 trillion yuan. Although 7 interest-rate cuts and the interest collection have greatly cooled down, saving is still the preferred investment for the majority of working-class people. Education Savings is a new kind of savings exclusively opened by Industrial and Commercial Bank of China. It offers high interest rates, exemption from interest tax and preferential access to higher education student loans. For salaried workers, education savings is the best education for children One of the ways of investment.