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案情简介2012年5月26日,原告为其所有的一辆自卸汽车在被告某保险公司处投保了交强险和商业险。保险期间为2012年5月27日零时起到2013年5月26日二十四时止。商业险承保险种有:车辆损失险,保险金额为37.7万元;车上人员责任险,每座5万元;第三者责任险,赔偿限额50万元。2013年3月12日15时许,原告驾驶自卸汽车在某公司院内卸车时(车辆已熄火),在后斗内用铁锹
Brief introduction of the case On May 26, 2012, the plaintiff insured the insurance company and the commercial insurance at the defendant’s insurance company for all of its dump trucks. Insurance period from May 27, 2012 at 0:00 on May 26, 2013 at twenty-four only. Commercial insurance underwriting: vehicle loss insurance, the amount of 377,000 yuan insurance; car liability insurance, each 50,000 yuan; third party liability insurance, the compensation limit of 500,000 yuan. At 12 o’clock on March 12, 2013, when the plaintiff drove a dump truck in the yard of a company (the vehicle was turned off), shovel was used in the back bucket