目前,我国正在建设的“三金”工程是金桥、金卡、金关这3项工程。具体是: 金桥工程;即国家公用经济信息网工程。这个工程是以卫星网为主,与邮电系统数据网互为备用,并与各部委和各省市的信息数据专用网互连互通。这个信息网将首先考虑同金融网接轨,满足海关和银行现代化要求,进而用信息网把中央各部委、各省市自治区以及国有大中型企业联结起来。这项工程对于提高我国宏观经济调控和决策科学化,具有十分重要的意义。 金卡工程:即金融电子化工程。主要包括银行清算系统、联网信息系统、柜台业务系统和个人信用卡与储蓄卡。这个工程就是要推行“信用卡”(也称为电子货 At present, the “three gold” projects under construction in China are Jinqiao, Jinka, and Jinguan. Specifically: Jinqiao Project; the National Public Economic Information Network Project. This project is mainly based on satellite networks, and serves as a backup for the data network of the post and telecommunications system. It also interconnects and interworks with the ministries and agencies and provincial and municipal information and data private networks. This information network will first consider linking with the financial network to meet the modernization requirements of customs and banks, and then use information networks to link central ministries and commissions, provinces, municipalities and autonomous regions, and state-owned large and medium-sized enterprises. This project is of great significance to improving China’s macroeconomic regulation and scientific decision-making. Gold Card Project: Financial Electronic Engineering. Mainly include bank clearing system, network information system, counter business system and personal credit card and savings card. This project is to promote “credit card” (also known as electronic goods)