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自2007年来,中国人保财险江苏盐城市分公司(以下简称“盐城人保财险”)在医疗责任险业务拓展中本着积极稳妥的发展方针,采取切实有效的措施,协调各方关系,业务规模逐步扩大,保费收入从2007年的505万元提升到2009年900多万元,市场份额占90%。同时,业务质态逐年好转,精算赔付率从2007年86.3%下降到2009年的51.77%,改变了市场上医疗责任险是不可控高风险业务的说法。
Since 2007, PICC Jiangsu Yancheng Branch (hereinafter referred to as “Yancheng PICC Property and Casualty Insurance”) has adopted an active and steady approach to development of its medical liability insurance business and has taken practical and effective measures to coordinate the relations among all parties The business scale gradually expanded. The premium income increased from 5.05 million yuan in 2007 to over 9 million yuan in 2009, accounting for 90% of the market. At the same time, the business quality improved year by year, actuarial loss ratio dropped from 86.3% in 2007 to 51.77% in 2009, changing the market medical liability insurance is uncontrollable high-risk business.