金融发展与技术进步:一项来自中国省级数据的研究

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本文利用1999-2011年31个省区市的面板数据,对中国金融业发展与技术进步之间的关系进行了实证研究,结果显示,第一,由于存在结构性扭曲和行政壁垒,我国金融业的发展对全要素生产率的促进作用主要体现在工业部门,尚无法对服务业的技术进步提供支撑。第二,随着经济结构日趋服务化,服务部门的全要素生产率会上升,工业部门的全要素生产率呈现下降态势,净效用为正,即产业结构变迁有利于总体的全要素生产率提升。第三,扩大内需战略有助于提高技术进步率,这一点无论在服务部门还是工业部门都通过了显著性检验。本文的研究丰富了扩大内需战略的理论价值和现实意义,同时为产业结构优化和金融业深化改革提供了一条可行的途径。 Based on the panel data of 31 provinces, autonomous regions and municipalities from 1999 to 2011, this paper conducts an empirical study on the relationship between the development of financial industry and technological progress in China. The results show that firstly, due to structural distortions and administrative barriers, China’s financial industry The promotion of TFP to the total factor productivity is mainly reflected in the industrial sector and it is impossible to provide any support to technological progress in the service sector. Second, as the economic structure becomes more and more service-oriented, the total factor productivity of the service sector will rise, the total factor productivity of the industrial sector will show a downward trend, and the net utility will be positive. That is, changes in the industrial structure will benefit the overall TFP growth. Third, the strategy of boosting domestic demand will help raise the rate of technological progress, which has passed the test of significance both in the service sector and in the industrial sector. The research in this article enriches the theoretical value and practical significance of the strategy of expanding domestic demand, and at the same time, provides a feasible approach for the optimization of industrial structure and the deepening reform of the financial industry.
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