总行尚福林行长在年初召开的全国农行工作会议上强调“要狠抓信贷新规则的落实和完善 ,狠抓责任追究和决策效率 ,依法规范经营。”信贷新规则在基层是否得到较好落实 ,进展如何 ,效果是否明显 ?笔者通过对农行玉林分行城郊支行的调查 ,形成本报告。一、基本评介总行信贷新规则 President Shang Fulin stressed at the national agricultural work conference held early this year that “we should pay close attention to the implementation and improvement of new credit rules, pay close attention to the responsibility investigation and decision-making efficiency, and standardize the operation according to law.” Whether the new credit rules are well implemented at grassroots level , The progress is how the effect is obvious? The author through the suburbs of Yulin branch of Agricultural Bank of China survey, the formation of this report. First, the basic assessment of the new rules of credit headquarters