商业银行在国家金融体系中占据主导地位,加强商业银行的信贷风险管控尤为重要。对于商业银行的信贷风险的管控不仅需要外部的监督,还需要商业银行建立有限的风险控制体制。本文从A银行分行不良贷款案,来分析A银行内部控制的漏洞以及整改措施。 Commercial banks dominate the national financial system. It is especially important to strengthen the credit risk control of commercial banks. The control over the credit risk of commercial banks not only requires external supervision, but also requires commercial banks to establish a limited risk control system. This article analyzes the loopholes in the internal control of Bank A and the rectification measures from the non-performing loan case of bank A branch.