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空白背书作为一种常见的商业活动行为,在我国是否有效存在三个争议点:商业效率和商业安全的价值选择争议、票据要式性特点与票据流通性功能的争议和法律位阶的争议,针对这三个争议点,可通过商业效率优先,兼顾保障商业安全;要式性的例外,更加注重票据流通和完善法律条文体系,立法与司法意见一致三种处理方向加以解决。
Blank endorsement as a common behavior of commercial activities in our country, there are effectively three controversial points: the value of commercial efficiency and commercial security controversial options, the negotiable instrument features and the negotiable instrument functions of the dispute and the legal level of controversy, In response to these three disputes, priority can be given to business efficiency while taking into account the protection of commercial security. Exceptional exceptions include more emphasis on the circulation of negotiable instruments and the improvement of the legal system, and the three legislative and judicial opinions are resolved in a unified manner.