信誉作为市场经济中的隐性制度已被古今中外众多经济学者关注,中国信誉理论的研究也在不断发展。我国信誉理论的发展只有以马克思辩证唯物主义和历史唯物主义理论为基础,从“社会理性人”出发,将人的自利性与外界各种制度环境紧密结合起来,才能揭示信誉产生的基础和本质。 Credibility, as a hidden system in the market economy, has been paid attention to by many economists at all times and in all countries. The research on the theory of credit in China is also developing continuously. Only by basing Marxist dialectical materialism and historical materialism on the development of the theory of credibility in our country can the principle of credibility be established based on the combination of the selfishness of man and various institutional environments in the world, starting from the “social rational man” Nature.