民营银行是相对官办或国有而言的一种经营组织形式,民营银行可能在这些方面有着不同于国有银行的特殊优势,然而它们却一直没有得到实质性的发展。为了与国有银行形成竞争,我们必须采取相关措施。本文将主要论述阻碍民营银行的发展的因素以及一些简单的解决方法。 Private banks are a form of management organization relative to state-owned or state-owned ones. Private banks may have special advantages in these areas from state-owned banks, yet they have not been substantially developed. In order to compete with the state-owned banks, we must take relevant measures. This article will mainly discuss the factors that hinder the development of private banks and some simple solutions.