不同农民工群体在市民化程度、职业分布、就业方式、收入水平等方面的明显差异,决定了他们参保愿望和能力的差别,很难用一种制度或一个模式将所有农民工都覆盖进来。必须视其异质性特征,遵循分层分类考虑,循序渐进扩展,预留缺口对接原则建立并完善适合农民工特色的保障制度,变“要我参保,为我要参保。”拓展保障覆盖面,提高保障制度的利用效率。 The obvious differences between the different groups of migrant workers in the degree of citizenship, occupation distribution, employment patterns and income levels determine the difference between their wishes and abilities to insure, and it is difficult to cover all migrant workers with a system or a model . We must regard its heterogeneous characteristics, follow the hierarchical classification considerations, step by step expansion, the principle of reservation gap docking to establish and improve the characteristics of migrant workers guarantee system, change “I want to insure, I want to insure. ” Ensure coverage and improve the efficiency of the safeguards system.