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贷款风险是指银行贷款不能按期收回本息而导致银行资金遭受损失的可能性。本文略谈如何防范贷款风险。一、贷款前的调查贷前调查制度是预防或杜绝风险的有效措施。《贷款通则》第６章第２６条规定，对借款人的信用等级评估，应当根据借款人的领导者素质、经济实力、资金结...
Loan risk refers to the bank loan can not be repatriated as scheduled principal and interest resulting in the possibility of bank funds suffered losses. This article briefly on how to prevent loan risk. First, the survey before the loan Loan investigation system is to prevent or eliminate the risk of effective measures. Article 26 of Chapter 6 of the General Rules for Loans stipulates that the assessment of the credit rating of the borrower shall be based on the qualifications of the borrower’s leader, economic strength, and capital ...