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中国人民银行最新统计显示,上半年我国社会融资规模为7.76万亿元,而同期银行新增人民币贷款为4.17万亿元,银行贷款占社会融资规模比例继续降低,同时银行体系外资金融资占比则攀升至目前的46%,如果算上民间借贷资金,银行外资金已接近甚至超过全社会融资总量的“半壁江山”。
The latest statistics from the People’s Bank of China show that the scale of social financing in China was 7.76 trillion yuan in the first half of the year, while that of banks with new RMB loans was 4.17 trillion yuan in the same period. The proportion of bank loans in social financing continued to decrease while the proportion of foreign-funded banking system Then climbed to the current 46%. If we count private lending funds, the funds outside the bank are close to or even exceed the “half of the total financing” of the whole society.