两会期间, “以房养老”的提案引发极大关注。提前改善居住条件,同时预置老年收入渠道,一举两得,应是不错选项。但“倒按揭”挑战中国传统文化“父业子承”的伦理温情,带有“自顾自”的负面暗示,在操作中难免“水土不服”。养老需要钱,更需要亲情、责任和归宿。 “以房养老”可否施行? During the two sessions, the proposal of “housing for the aged” raised great concern. Improve living conditions in advance, while the pre-set elderly income channels, serve two purposes, should be a good option. However, “down mortgage” to challenge the traditional Chinese culture, “father and son inheritance,” the ethical warmth, with “self-care” negative hint, inevitably in the operation “acclimatization ”. Old-age need money, but also need family, responsibility and end-result. “Housing pension” can be implemented?