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购房按揭业务是金融部门与房地产公司联合开展的一种向购房者提供贷款以促进销售的业务。在这种业务关系中,购房者只要先支付全部价款的一小部分,其余部分由金融部门代其支付。购房者将购房契约、房屋所有权证等证明材料抵押
The home mortgage business is a joint venture between the financial sector and real estate companies that provides loans to homebuyers to facilitate sales. In this business relationship, homebuyers pay only a fraction of the full price, with the balance being paid by the finance department on their behalf. Home buyers will purchase contract, proof of ownership of housing and other supporting evidence