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2011年,农发行确定了“两轮驱动”的业务发展战略,中长期贷款已成为全行业务的重要增长点。以浙江省分行为例,至2011年11月末,中长期政策性贷款余额257亿元,占全行贷款余额的52%。如何从农发行中长期政策性贷款的发展历程中总结得失,审时度势正确研判当前的经济金融形势,有针对性地强化中长期政策性贷款营销和管理,是当前需要认真思考的重要课题。
In 2011, ADBC established its business development strategy of “two-wheel drive”, and medium and long-term loans have become an important growth point of the Bank’s business. Taking Zhejiang Branch as an example, by the end of November 2011, the balance of medium- and long-term policy loans reached 25.7 billion yuan, accounting for 52% of the bank’s loan balance. How to sum up the gains and losses from the development course of the medium and long-term policy loans of the Agricultural Development Bank and judge the current situation properly? It is an important issue that need to be seriously considered in the current market to strengthen the marketing and management of medium and long-term policy loans.