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我国西部民族地区多处于自然条件恶劣、灾害类型繁多及灾害发生频率较高地区。自然灾害的发生已成为西部民族地区经济社会可持续发展的一大障碍。从巨灾保险立法角度出发,在考察西部民族地区自然灾害实际情况基础上,探讨我国西部民族地区巨灾保险立法的必要性和可行性,提出了我国巨灾保险立法的若干建议,以促进西部民族地区社会经济与生态环境保护的协调发展。
The western minority areas in China are mostly in areas with poor natural conditions, various types of disasters and high frequency of disasters. The occurrence of natural disasters has become a major obstacle to the sustainable economic and social development in the western minority areas. Based on the investigation of the actual situation of natural disasters in western minority areas, this paper discusses the necessity and feasibility of catastrophe insurance legislation in the western minority areas of China and puts forward some suggestions on the legislation of catastrophe insurance in China in order to promote the western The Coordinated Development of Social Economy and Ecological Environment Protection in Minority Areas.