2002年3月,我国浙江某轻工进出口公司(下称出口商)同美国西雅图某贸易公司(下称进口商)就四笔总价值80万美元的家用电器进行合同磋商。两年前,当该进口商首次从我国进口商品时,采用的是信用证结算方式。但随着进口量的增长,进口商感到信用证方式的烦琐与不灵活,且 In March 2002, a light industry import and export company (hereinafter referred to as “exporter”) in Zhejiang Province of China consulted with four trading companies of Seattle in the United States (hereinafter referred to as importers) on four pieces of household appliances worth a total of 800,000 U.S. dollars. Two years ago, when the importer first imported goods from China, it adopted a letter of credit settlement. However, with the increase of import volume, importers feel cumbersome and inflexible of the letter of credit