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利率市场化是将资金的定价权交给市场,由金融机构根据自身资金状况和市场的供求来决定资金价格的高低,这一变革会对我国的商业银行的经营产生巨大的影响。本文主要分析了其对商业银行盈利能力影响因素的作用。
The marketization of interest rates is to transfer the pricing power of funds to the market, and the financial institutions decide the level of the capital price according to their own financial conditions and market supply and demand. This change will have a tremendous impact on the operation of commercial banks in China. This article mainly analyzes its effect on the profitability of commercial banks.