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2月底,高颖终于收到一家股份制银行的通知,她的存量房贷可以打七折了。这总算让她松了口气。不过算起来,距离国家出台“10·22”新政已经过去4个月了,即使按照央行文件,从今年1月1日起对存量房贷利率进行调整,高颖也晚享受了两个月的七折优惠。这是一场关于“存量房贷新政”的博弈。央行的“七折”新政,一头撞上了各银行的“软抵抗”:动作迟缓、附加条件多、复杂的申请程序、甚至对执行时间出尔反尔……让购房者怨声载道。而究其原因,这又是一场关于人民利益与“人民币”利益的博弈。
By the end of February, Gao Ying finally received notice of a joint-stock bank, her stock mortgage can play 30% off. This finally let her relieved. But in the meantime, it has been 4 months since the state promulgated the “10.22” new government. Even in accordance with the central bank’s paper, from January 1 this year, the interest rate on the stock market has been adjusted. 30% off This is a game about the New Deal of Stock Mortgages. The central bank’s “30% off” New Deal hit a single bank “soft resistance”: slow, additional conditions, complex application procedures, and even execution times out of tune ... so that buyers complain. The reason for this is another game about the interests of the people and the interests of the “RMB”.