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随着经济的发展,民间借贷已经成为企业融资的主要渠道之一,由于民间金融的国家相关政策正处于起步阶段,在法律层面很多民间金融的参与者对相关法律法规不掌握,导致在融资过程中出现了很多问题,对企业的发展和社会稳定带来了很大的危害,本文主要通过分析民间金融借贷的相关法律、从民间借贷担保结构入手,对借贷担保环节的法律风险进行讨论,为民间借贷参与者提供法律考量依据,提升民间借贷的安全性,帮助企业经营者规避风险合法融资。
With the development of economy, private lending has become one of the main channels of corporate financing. As the state-related policies on private finance are in its infancy, many private financial participants in the legal field do not know the relevant laws and regulations, resulting in the financing process There are many problems that have brought great harm to the development of enterprises and social stability. This article mainly analyzes the legal of non-governmental financial lending, starting from the structure of civil loan guarantee, discusses the legal risks of loan guarantee, Private lending participants provide legal basis for consideration, improve the safety of private lending, and help business owners avoid risks and legal financing.