利率作为资金的价格,是国家调节经济的有力杠杆,其微小变动就可能对经济造成巨大影响。目前,中国仍采用直接控制方式进行利率管理。前中国人民银行行长戴相龙就曾经在复旦大学说过,中国人民银行有三件事情自己不能作决定,其中就有利率。现今中国的利率是由国务院 As the price of capital, interest rate is a powerful lever for the state to regulate the economy. Small changes in the interest rate may have a huge impact on the economy. At present, China still uses direct control of interest rate management. Dai Xianglong, the former governor of the People’s Bank of China, once said at Fudan University that the People’s Bank of China has three things that can not be decided by itself, among which there are interest rates. The interest rate of China today is from the State Council