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我国是农业大国,同时又是世界上自然灾害最严重的国家之一,大力发展农业保险,逐步建立和完善农村社会保险制度,对于保障农民利益、促进农村经济发展和社会稳定具有深远意义。据国家统计局统计,2012年全年农村居民人均纯收入7917元,比上年名义增长13.5%;扣除价格因素实际增长10.7%,比上年回落0.7个百分点。农民收入增长缓慢从根本上限制了农业保险的有效需求。同时,从我
As one of the largest agricultural countries in the world, China is also one of the countries with the most serious natural disasters in the world. To develop agricultural insurance and gradually establish and improve the rural social insurance system is of far-reaching significance for safeguarding farmers’ interests and promoting rural economic development and social stability. According to the statistics of the National Bureau of Statistics of China, the per capita net income of rural residents for the whole year of 2012 was 7917 yuan, up 13.5% over the previous year; the actual deduction of price factors increased by 10.7%, a drop of 0.7 percentage points from the previous year. The slow growth of peasants’ income fundamentally limits the effective demand of agricultural insurance. At the same time, from me