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2013年8月,吴英达(化名)为自己向某保险公司投保终生寿险,死亡保险金为50万元,在身故受益人一栏中填写为“法定”。2014年8月,吴英达结婚,2014年12月,吴英达因意外身故。在保险公司赔付50万元时,吴英达的母亲认为该笔保险金应当属于自己,而吴英达的妻子则认为自己作为吴英达第一顺序的继承人,应该与吴英达母亲各享一半赔偿金。两人为此产生纠纷,最终找到街道调委会要求调解。请问,
In August 2013, Wu Yingda (a pseudonym) insured a life-long life insurance to an insurance company for himself. The death insurance money was 500,000 yuan, and was filled in as “legal” in the column of beneficiary. In August 2014, Wu Yingda got married. In December 2014, Wu Yingda died due to an accident. When the insurer pays 500,000 yuan, Wu Yingda's mother believes that the sum should be his own, while Wu's wife thinks herself as the successor to Wu Yingda's first order should enjoy 50% of the compensation with Wu Yingda's mother. Two people have disputes for this end, eventually find the street commission request mediation. Excuse me,