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互联网技术与金融创新的结合,催生出了一系列互联网金融服务平台,其中P2G是指private-to-government,是为民间资金进入政府项目提供渠道,引导民间资金支持实体经济发展的互联网金融服务平台,这种互联网金融模式的创新以引进政府信用构建投资组合为特色,顺应了政府政策和投资者的需求,遵循了互利共赢的理念。本文将结合财猫网P2G模式的运行,分析P2G模式的经济金融效应及发展前景,并就其潜在风险提出分析建议。
The combination of Internet technology and financial innovation has spawned a series of Internet financial service platforms. Among them, P2G refers to private-to-government, which is an Internet financial service platform that provides channels for private funds to enter government programs and guides non-governmental funds to support the real economy This innovative internet finance model featured the introduction of a government credit portfolio and complied with government policies and investor needs and followed the concept of mutual benefit and win-win. In this paper, we will analyze the economic and financial effects and development prospects of the P2G model in combination with the operation of the Cappuccino P2G model and put forward some suggestions on its potential risks.