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本文以银行转型时期的信贷行为为视角,选取四川省的成都、德阳、乐山、眉山、雅安和达州6个市的国有和股份制商业银行分支行作为研究对象,力图透过微观层面商业银行信贷行为的变迁,分析银行制度转轨和外部经济金融结构作用于商业银行分支行信贷行为和货币政策传导的机制,提出增
From the perspective of credit behavior in the transitional period of banking, this paper chooses the branches of state-owned and joint-stock commercial banks in Chengdu, Deyang, Leshan, Meishan, Ya’an and Dazhou in Sichuan Province as research objects, and tries to find out through the micro-level credit behavior of commercial banks Analysis of the banking system transition and external economic and financial structure of commercial banks in the branch credit behavior and monetary policy transmission mechanism proposed by