近年来,中国保险业尤其是人身保险得到了快速发展,其中一个重要原因就是居民,尤其是城镇居民家庭金融资产的大量增加。据统计,1984年我国城镇居民户均金融资产仅有0.13万元,而到2002年6月末,城镇居民户均金融资产已经增长到7.98万元,年均增幅高达25.5%;截至2005年底,中国居民金 In recent years, one of the important reasons for the rapid development of China’s insurance industry, especially personal insurance, is the substantial increase in the financial assets of residents, especially urban households. According to statistics, in 1984, the average per capita financial assets of urban residents in China was only 13,100 yuan. By the end of June 2002, the average household financial assets of urban residents had risen to 79,800 yuan, an average annual increase of 25.5%. As of the end of 2005, China Resident’s money