经济适用住房,是指政府提供政策优惠,限定建设标准、供应对象和销售价格,具有保障性质的政策性商品房。这种性质的住宅有两种属性,既是商品,也是保障品。我国目前的社会保障制度是以社会保险为核心的,虽然建立了城市居民最低生活保障制度,但住房保障制度并未纳入其中。仅靠住房体制改革解决住房保障问题,很难达到目的,市场化的住房供应机制无法完全解决社会公平问题。 Affordable housing refers to the government to provide preferential policies to limit the construction standards, supply targets and sales prices, with the nature of protection of the policy of commercial housing. There are two properties of this nature, both commodities and safeguards. At present, the social security system in our country is based on social insurance. Although the minimum living security system for urban residents has been established, the housing security system has not been included. Rely on the housing system reform to solve the problem of housing security, it is difficult to achieve the purpose of the market-oriented housing supply mechanism can not completely solve the problem of social equity.