一、发展票据市场的意义1.票据市场对融资企业的意义。票据融资是商品和劳务交易中以双方的延期支付行为为基础衍生的一种信用形式,是供求双方提供的直接信用融资。票据市场的发展为融资企业提供了一条融资成本低、效率高的便捷途径。因为票据贴现的利率低于一般的贷款利率,在货币紧缩的时候,由于贷款利率的提高 First, the significance of the development of the bill market 1. The bill market significance of the financing of the enterprise. Bill financing is a form of credit derived from deferred payment of both parties in the transaction of goods and services, and is a direct credit facility provided by both supply and demand parties. The development of the bill market provides a convenient way for financing enterprises to have low financing costs and high efficiency. Because the discount rate of bills is lower than the average loan rate, in the time of monetary tightening, due to the increase of lending rate