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天有不测风云,人有旦夕祸福,意外随时可能发生。所以社会有了保险业,国家通过立法制定了《保险法》。对于保险合同我有几点意见现进行分析。区分保险合同是人身保险还是财产保险。首先要找到区分保险合同的标准。只有找好标准才能进行正确的判断。对于区分(是人身保险还是财产保险)的标准,我们应当在法律里去寻找。因为保险活动是受国家法律调整的,所以我们的判断离不开法律的规定,如果不按法律规定自行定义,那么在遇到保险理赔争执时,在需要到法院或仲裁院解决争议时,法院和仲裁院是不会适用“自行定义”的,而是适用法律断案。
Unexpected situation, people have good and bad fortune, accidents may occur at any time. Therefore, the community has the insurance industry, the state enacted a “Insurance Law.” I have some comments on the insurance contract now for analysis. Distinguish between insurance contracts is personal insurance or property insurance. First of all, we must find the standard of insurance contract. Only to find a good standard to make the right judgments. We must look for in the law for the distinction between life insurance and property insurance. Because insurance activities are subject to national laws and regulations, so our judgments can not be separated from the law, if not defined by law, then in the face of insurance claims disputes, when the need to go to the court or the court to resolve the dispute, the court And the Court of Arbitration does not apply “self-definition ”, but applicable legal offenses.