银监会自成立以来,在新的监管理念引导下,以提高监管有效性为核心,按照“低门槛,严监管”和“放松金融管制、改善金融监管、促进金融创新”的监管导向,本着与时俱进的精神,坚持原则性和灵活性相结合的方法,顺应经济与金融发展环境的变化,不断地从制度到政策、从个性到共性、从局部到一般、 Since its establishment, under the guidance of the new regulatory concept, the CBRC has taken regulatory supervision as the core and regulatory guidance on “loosening financial controls, improving financial supervision and promoting financial innovation” with “low threshold, strict supervision” and " , In line with the spirit of advancing with the times, upholding the principle of combining principle with flexibility, conform to changes in the economic and financial development environment, and continuously from the system to the policy, from personality to commonality, from the local to the general,