农牧业信贷担保基金刚刚起步,既没有具有参考价值的现成经验,又没有可遵循的完整的法规制度。在运行中亟待解决的问题是:一是缺乏规范的规章制度和法律保障;二是资金来源渠道单一,官办政策性味道较浓; Agriculture and animal husbandry credit guarantee fund has just started, neither has the ready-made experience with reference value, and there is no complete legal system that can be followed. The problems to be solved urgently in operation are: firstly, there is a lack of normative rules and regulations and legal guarantees; second, there is a single source of funds and a thicker flavor of government-run policy;