随着农村经济体制改革的不断深入,市场竞争的加剧,增大了银行贷款风险。银行贷款一旦出现风险,就直接影响了信贷资金的正常周转。因此,农业贷款的风险,已成为当前农贷管理中亟待解决的问题。 银行贷款的风险总是客观存在的。分析其形成原因,主要存在以下几个方面: With the continuous deepening of rural economic system reform and the intensified market competition, the risk of bank loans has been increased. Once a bank loan is at risk, the normal turnover of credit funds will be directly affected. Therefore, the risk of agricultural loans has become an urgent problem to be solved in the current management of rural credit. The risk of bank loans always exists objectively. Analysis of its formation, mainly in the following aspects: