编辑同志：3年前，我父亲与另外3人合伙经营麦草加工点，当时资金不足，由我父亲出面找到担保人后，单独在贷款单上签了宇，向银行贷款1万元人民币。两年后，该加工点倒闭，这笔欠款一直未还，担保人准备向法院起诉，我父亲只好出面与其他3人协商共同承担偿还这笔贷款。但由于 Editor’s Comrade: Three years ago, my father and three other people jointly run the processing of wheat straw. At that time, the funds were insufficient. After my father came out to find the guarantor, he signed a separate loan agreement and paid a loan of 10,000 yuan to the bank. Two years later, when the processing center went bankrupt and the arrears have not been repaid, the guarantor is ready to file a lawsuit in the court. My father had no choice but to join hands with three other people in repaying the loan. But thanks