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农村小额信贷的发展受到一些因素的制约。管理人员和农户培训不足,缺少金融监管,利率偏低,缺乏良好的风险评估和贷款种类少,还款周期短等都是制约小额信贷发展的因素。要想使小额信贷持续发展,必须对以上不足进行改善。本文就如何解决以上问题提出了一些建议。
The development of rural microfinance is constrained by some factors. Insufficient training for managers and peasants, lack of financial supervision, low interest rates, lack of good risk assessment, few types of loans, and short repayment periods all are factors restricting the development of microcredit. To make microcredit sustainable development, we must improve the above deficiencies. This article put forward some suggestions on how to solve the above problems.