论文部分内容阅读
随着改革开放的深入及成功加人“WTO”,我国国际贸易得到了迅速发展,但是由于宏观上国有资产自我保护和监督机制的不健全,微观上缺乏国际贸易信用风险防范措施,我国国有涉外信用风险管理薄弱,造成国际拖欠日益增加。如何防范信用风险已成为我国国际贸易活动中一项急待解决的紧迫任务。 当前,我国国有涉外企业在信用管理上的缺陷主要表现在四个方面:（1）客户管理基础薄弱。大多数企业的客户档案中只有通讯录、合同流水号、客户帐号等,谈不上对客户信用状况的全面把握;（2）管理秩序缺乏科学性。有关客户情况往往采取从业务员到经理再到总经理的一条线汇报制度,很少有其他部门参
With the deepening of reform and opening up and the successful joining of “WTO”, China’s international trade has developed rapidly. However, due to the imperfect self-protection and supervision mechanism of state-owned assets in the macroeconomic perspective and lack of precautionary measures against the credit risk of international trade on the micro level, Credit risk management is weak, causing increasing international delinquencies. How to prevent credit risk has become an urgent task that needs urgent solution in China’s international trade activities. At present, the flaws in China’s state-owned foreign-related enterprises in credit management are mainly manifested in four aspects: (1) The foundation of customer management is weak. Most enterprises file only customer address book, contract serial number, customer account number, not to mention the full grasp of the customer’s credit status; (2) the lack of scientific management order. The customer situation is often taken from the clerk to the manager to the general manager of a line reporting system, there are very few other departments