机动车强制责任保险合同效力的维持,旨在更好的实现保护受害人利益的宗旨。在制度设计上,不仅仅要对投保人和保险人解除保险合同的事由予以严格控制,而且还应该课保险人以续保通知义务,同时以保险合同的变更作为办理过户登记的前提条件,以保证保险合同效力的持续性。 The purpose of maintaining the validity of motor vehicle compulsory liability insurance contract is to achieve better the purpose of protecting the interests of victims. In the system design, not only to insurers and insurers to terminate the insurance contract subject to strict control, but also the class insurer to renew the obligation to inform the same time to change the insurance contract as a precondition for the transfer of registration to Guarantee the continuity of validity of insurance contract.