随着生产力的发展和民众财富的不断增长,民间借贷成为一股活跃在银行借贷之外的资金力量,高速发展的同时,也带来很多的法律风险,需要我们清晰认识并作好防范应对。 With the development of productive forces and the continuous growth of people’s wealth, private lending has become a financial force that is active outside bank lending. With the rapid development, it also brings a lot of legal risks and requires us to clearly understand and take preventive measures.