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1995年《中华人民共和国担保法》的颁布实施,在保障债权人的利益、促进资金融通方面发挥了重要的作用。为了更好地执行《担保法》和贯彻国家工商局《企业动产抵押物登记管理办法》,近期我们对石景山区内的中国工商银行、中国农业银行、中国建设银行和北京城市合作银行等几家商业银行的贷款担保执行情况进行了调查。
The promulgation and implementation of the “Guarantee Law of the People's Republic of China” in 1995 played an important role in safeguarding the interests of creditors and promoting financial intermediation. In order to better implement the “Guarantee Law” and implement the “Measures for the Administration of Registration of Mortgages for Entitlements” of the State Administration for Industry and Commerce, in the near future we have made several suggestions on the implementation of the “Guaranty Law” The implementation of loan guarantees by commercial banks was investigated.