后金融危机时代国内航运市场依然低迷,各家商业银行纷纷出招助力航运金融业务,打造航运金融品牌。船舶抵押贷款作为传统业务理应受到持续关注,而抵押人的主体资格、保险、船舶优先权、船舶留置权与船舶抵押权实现的冲突等方面可能遇到的法律问题也是实务操作中重点研究的课题。 After the financial crisis era of domestic shipping market is still in the doldrums, various commercial banks have moved to help shipping financial business, build shipping financial brand. As a traditional business, ship mortgage loan should receive continuous attention, and the legal issues that may be encountered in such aspects as the subject qualification of the mortgagor, insurance, the priority of the ship, the conflict between the ship’s liens and the realization of the ship’s mortgage rights are also the key research topics in practical operation .