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2004年,我国正式实施《中华人民共和国道路交通安全法》,其中对机动车的强制保险制度进行了相关完善及规范。尽管在近10年来,该安全法在理论与实践中得到不断完善健全,但在社会上依然还存在违法不投保及司机肇事逃逸等违法行为。只能通过强制保险制度予以补偿才能让受害人的合法权益不受损失。本文所要提到的是道路交通事故社会救助基金,它可以为交通事故受害人的全部或部分抢救费用、丧葬费用实施垫付行为,随后再向赔偿义务人进行追偿。本文就主要谈谈道路交通事故社会救助基金法在我国的立法及运行现状,并就完善这一套法律体系的相关做法给出建议。
In 2004, China formally implemented the “Road Traffic Safety Law of the People’s Republic of China”, in which the compulsory insurance system for motor vehicles was improved and regulated. Although the safety law has been continuously improved and perfected in theory and practice in the past 10 years, there are still illegal acts such as illegal insurance in the society and driver’s flight and escape. Only through the compulsory insurance system to be compensated in order to make the victim’s legitimate rights and interests without loss. What this article mentions is the Social Security Fund for Road Traffic Accidents, which can implement the advance payment of all or part of the salvage expenses and funeral expenses of victims of traffic accidents, and then recover the compensation from the obligors. This article mainly talked about the status quo of legislation and operation of the Social Security Fund Act for Road Traffic Accidents in our country and gave suggestions on how to perfect this legal system.