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基本概念个人经营性贷款是指向自然人发放用以支持其生产经营资金和其他合理性需求的人民币贷款。贷款对象从事合法生产经营的个体工商户、私营企业业主和其他自然人。贷款额度可办理循环贷款额度,贷款额度最高限额为1000万元。贷款期限贷款期限最长为10年。贷款流程贷款申请→贷款调查、审批→签订信贷合同→贷款发放→贷后管理及检查→到期收回贷款本息。
Basic concepts Personal business loans are loans granted to natural persons in support of their production and management funds and other reasonable needs of RMB loans. Loans to engage in legitimate production and operation of individual industrial and commercial households, owners of private enterprises and other natural persons. Loan amount can handle the revolving loan amount, the maximum amount of loan amount is 10 million yuan. Loan Term The loan term is up to 10 years. Loan Process Loan Application → Loan Survey, Approval → Signing a Credit Contract → Loan Issuance → Post-Lending Management and Inspection → Maturity Loan Repayments.