农村小额信贷是国际上普遍认可的一种成功的扶贫方式和金融发展手段,两者本应相互支持、共同促进,但目前两者在发展过程中存在一些制约因素和不协调现象。农业保险作为农村经济风险分担机制的重要组成部分,承担着为农村经济风险控制提供支撑的责任。农村小额信贷是国际上普遍认可的一种成功的扶贫方式和金融发展手 Rural microfinance is a commonly accepted method of poverty alleviation and financial development in the world. Both should support and promote each other. However, there are some restrictive factors and incongruities in the development of both. As an important part of rural economic risk sharing mechanism, agricultural insurance undertakes the responsibility of providing support to the rural economic risk control. Rural microfinance is a commonly accepted method of poverty alleviation and financial development in the world