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在保险合同双方的权利义务体系中,投保人对保险人负有的关于对保险标的有关事实的告知义务是其中的一项重要内容,关系到保险人是否愿意承保,以何种费率承保等重要问题,因而对于保险人有着十分重大的意义。我国《保险法》第十七条对告知义务做了规定。本文试对该条条文做进一步的理论分析,并指出该条文中几点不尽合理之处,以期在今后的立法中得到修改和完善。
In the system of rights and obligations of both parties to an insurance contract, the obligation of disclosure of an insurer to the insurer concerning the subject matter of the subject matter of insurance is an important part of it. It concerns whether the insurer is willing to insure and under what coverage Important issues, and therefore for the insurer has a very significant meaning. Article 17 of China’s Insurance Law stipulates the obligation to inform. This article tries to make a further theoretical analysis of the article and points out some unreasonable points in the article so as to be amended and improved in the future legislation.