我国在90年代后期开始逐渐步入老龄化行列,养老问题正变得日益严峻,增加的退休人员意味着不断增加的养老基金的支付压力。在未来20—30年间,我国将面临养老金支付压力的高峰。据劳动部门测算,基于当前的社会保障制度, 考虑物价上涨等因素,从2025年起,中国政府将每年需要拿出5000亿-14000亿元用于维持城市退休职工的基本养老保障(周小川:论当前中国社会保障体系的模式选择)。老龄化带来的养老金支付压力可见一斑。 As China began to gradually enter the aging population in the late 1990s, the problem of providing for the aged is becoming more and more serious. The increase in the number of retirees means that the pension funds under increasing pressure are being paid. In the next 20 to 30 years, China will face the peak pressure of pension payments. According to the labor department’s estimates, based on the current social security system and taking into account factors such as rising prices, starting from 2025, the Chinese government will need to provide 500 billion to 1.4 trillion yuan each year to maintain the basic old-age security for urban retired workers (Zhou Xiaochuan: On the Mode Choice of Social Security System in China at Present. The pension pressure brought by aging is evident.