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融资租赁最早兴起于美国,因该种融资方式操作便捷、能够有效改善公司的财务状况,又能达到节税的目的,在全球迅速得到推广和发展,几乎渗透了所有行业。目前,发达国家中,近30%的固定资产投资是通过租赁完成的,租赁已成为西方发达国家继银行贷款之后的第二大融资渠道,对发达国家的固定资产投资起到了极大的推动作用。租赁与银行、保险、信托、证券构成了现代金融市场的五大支柱。随着我国经济的快速发展,租赁行业出现了爆发式的增长,但与国际租赁市场相比,还是有不小的差距。租赁公司融资渠道受限,成为制约我国租赁市场发展的主要因素。近年来,在金融创新的推动下,租赁公司融资渠道多样化,出现多点开花的局面。
The earliest rise of financial leasing in the United States, due to the convenient operation of such financing methods, can effectively improve the financial status of the company, but also to achieve the purpose of saving, the rapid global promotion and development, almost all industries. Currently, nearly 30% of fixed-asset investment in developed countries is completed through leasing. Leasing has become the second-largest financing channel for western developed countries following their bank lending and has played a significant role in promoting the fixed asset investment in developed countries . Leasing and banking, insurance, trusts, securities form the five pillars of modern financial markets. With the rapid economic development in our country, there is an explosive growth in the leasing industry, but there is still a big gap compared with the international leasing market. Leasing company financing channels is limited, restricting the development of China’s rental market, the main factor. In recent years, with the promotion of financial innovation, leasing companies have diversified financing channels and more flowers have emerged.