随着我国医疗医药卫生事业的发展，过去缺医少药、看病难的问题已不存在，取而代之的是医疗费用、医药品价格过高，医疗诊治效率低，使老百姓看不起病、不敢看病。缺乏广泛的医疗保障体系，也使老百姓缺乏必要的安全感。近年来，老百姓也在寻找各种渠道安排自己的健康支出，从? With the development of China’s medical, medical and health undertakings, the problems of lack of medical care and medicine, and the difficulty in accessing medical services have disappeared. Instead, medical expenses and the price of pharmaceuticals are too high. Medical treatment efficiency is low, so that ordinary people do not look at the disease or dare to see a doctor. The lack of an extensive medical security system also makes ordinary people lack the necessary sense of security. In recent years, ordinary people are also looking for various channels to arrange their own health expenditures.