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让业务相对单一的中小银行承担同样的政策压力,徒增其生存难度。今年以来,由于银根持续收紧,部分地区中小银行的信贷额度缺口较大。为了规避额度限制,一些中小银行扩大了理财、信托等业务的经营规模。受市场竞争加剧等因素影响,部分中小银行的经营压力明显增大。客户排队等发贷中国人民银行要求,今年各家银行的贷款余额新增额度,不得超过2010年。按照这一规定,内蒙古银行的人民
Small and medium-sized banks that have a relatively simple business will take the same policy pressure and only increase the difficulty of their survival. Since the beginning of this year, due to the continued monetary tightening, some small and medium-sized banks in some areas have a relatively large credit limit. In order to circumvent the quota limit, some small and medium-sized banks expanded the operation scale of such businesses as wealth management and trust. Affected by the intensified market competition and other factors, the operating pressure of some small and medium-sized banks increased significantly. Clients queuing and other loans People’s Bank of China requires that the new loans extended by banks for this year should not exceed 2010. According to this regulation, the people of Inner Mongolia Bank